This program is a version of a mortgage refinancing evaluation. It will run under Win 95, 98, Me, NT4,XP & 2000. When current mortgage interest rates are 2 or more percentage points below your existing rate, it may be advisable to refinance your existing mortgage. This analysis shows whether it is to your advantage to refinance depending on the number of years you expect to live in your present home.... Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: refinance :: software :: shareware :: Refinance It
Confused by all the "hype" about rebates, low interest loans, or "Rule of 78" versus simple interest loans? This program includes most of the current types of financing available for automobile loans. This program is a version of a group of auto loan calculators. It will run under Win 95, 98,Me, NT4,XP, & 2000. This program includes most of the current types of financing available for automobile loans.... Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: auto loan :: Auto loan calculators +
Program Description: 15 VS 30 YEAR MORTGAGE This program is a version that allows you to compare a 15 year mortgage with one that has a duration of 30 years. It will run under Win 95, 98, Me, NT4, XP, & 2000. Printouts are professional looking and may be used by financial planners as they contain a "prepared by:" area. This program may also be useful to lending institutions in advising a client on the term of a mortgage.... Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: 15 vs 30 Year Mortgage +
This program is a version of a biweekly payment schedule that demonstrates the effect of reducing the term and interest amount of a loan. It will run under Win 95, 98, Me, NT4,XP, & 2000. By making a loan payment every two weeks of half of the monthly payment, 26 payments are made each year. This program demonstrates the savings available to you if you pay your mortgage every other week instead of monthly and are CREDITED THE PAYMENT.... Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: biweekly amortization :: Biweekly Amortization +
This program is a version of a balloon payment schedule that demonstrates the effect of reducing initial payments and either making a large payment at the end of the balloon period or refinancing the loan. It will run under Win 95, 98, Me, NT4,XP, & 2000. Bankers are currently touting mortgages with a one to five year balloon. What they don't tell you is that the interest is usually based on a 30 year term.... Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: balloon amortization :: Balloon Amortization +
This program is a version of an added payment schedule that demonstrates the effect of added payments to reduce the term of a loan and also reduce the amount of interest paid. It will run under Win 95, 98,XP, & 2000. By making additional principal payments when paying yourmonthly mortgage, you will reduce the term of the loan and gain equity in your home at a faster pace.... Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: added payment :: Added Payment Amortization +
Confused about ""Teaser Rates"", maximum annual interest rate increases and maximum interest rate for the term of the loan? This program is a version of a variable rate mortgage loan. Itwill run under Win 95, 98, Me, NT4, XP & 2000. This program demonstrates the worst-case scenario of a variable rate loan. This program also allows for an analysis of the effect of different loan rates applied over the length of the loan.... Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: variable rate :: Variable Rate Mortgage +
How much house can you afford? You might be pleasantly surprised. This program is a version of a loan qualifier for either a fixed rate or a variable rate mortgage. It will run under Win 95, 98, Me, NT4,XP, & 2000. This program uses the same "ratios" method used by your "friendly banker" to determine how large either a fixed rate or variable rate mortgage you can expect approval for.... Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: loan qualifier :: software :: shareware :: Max Mortgage +
This program is a version of a standard loan payment schedule that may be used for any type loan where simple interest is the type used. It is not limited to mortgage loans. It will run under Win 95, 98, Me, NT4,XP,& 2000. This program will calculate and print a complete amortization schedule for loans with any term from 1 to 30 years. The amount of interest paid during any calendar year is also calculated for your use at tax time.... Bent Tree Software :: Personal Finance :: Mortgage :: loan :: amortization :: compare loans :: software :: shareware :: Loan Amortization +
4 stars (Very Helpful) - Found the book helpful and informative for those interested in getting into the mortgage brokerage business. 4 stars (Jameson L Thottam (previously with The Loan Page, IndyMac Bank, Homestore)) - Hi, My name is Jameson Thottam and work in the mortgage industry (having served as in exec positions (e.g., VP) with various firms such as The Loan Page, IndyMac Bank, Homestore), I highly recommend this book to anyone interested in learning about how the mortgage industry works (soup to nuts: Mortgage Value Chain, Secondary Mortgage Loan Insider Trading, Marketing, and issues related to OCC / OTS / SEC / FDIC, RESPA legal issues & litigation, Operations and other significant issues). Hope you enjoy, Jameson Luke Thottam (Job History: Battery Ventures/The Loan Page, IndyMac Bank, Homestore, Morgan Stanley Investment Banking, LEK Management Consulting) 5 stars (Good Value for the New Person) - If you are interested in getting into the mortgage business, either as a loan officer, mortgage broker, or even a banker than you should read this book. I have been recruiting new loan officers for the company I work at for 12 years. And this is the first work I have seen that gives all this information at such a low cost. Before I found this book, I had been sending all new recruits to a local mortgage/real estate school that has a class teaching this same material. The cost was $97 per day. Now I just tell them to get a copy of this book. For some reason everyone thinks getting into the mortgage business is all fun and games and that everyone makes tons of money. It's not. It's hard work and you must take it seriously. I am glad the author did not sugar coat in his book. In fact, the thing I like best is that the author writes using easy to understand language. There is very little mortgage jargon to confuse people new to the business. And what there is, is explained. The author is not a tradiontal author. He is active in the industry everyday ... Kamrock Publishing :: United States :: Training :: Real Estate - Mortgages :: Mortgages :: Mortgage loans :: Mortgage banks :: Careers - General :: Bankers :: Business&Economics :: Business :: So You Want to Be a Mortgage Broker
